Form 9465: Fill It Out Right and Mail It Once
The IRS takes about 30 days to answer Form 9465, so call now and a licensed tax pro checks every line free.
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Example lines
$7,700 on line 9
Line 9 is what the plan covers, so a licensed tax pro can check it against the $25,000 and $50,000 rules before you mail.
Call about my form(866) 627-6913 Line 7: $8,200. Line 8: $500. Line 9: $7,700. Line 11a: $250 a month. Line 12: the 15th. Next: enter your routing and account numbers on lines 13a and 13b for automatic withdrawal, then sign and mail.All your lines
When should you use the paper Form 9465?
If you can't pay the IRS in full, the first thing to do is call a licensed tax pro. They tell you right away whether paper or online is your route.
Use the paper form if you owe more than $50,000 or cannot open an IRS Online Account. Below $50,000 you don't need it, say the Form 9465 instructions. Owe more, and our plan for balances over $50,000 page shows what comes next.
Online is faster and cheaper. The same plan costs $29 or $69 to set up online, versus $107 or $178 by mail, per the IRS payment plan page.
What goes on each line of Form 9465?
Leave line 11a blank and the IRS divides your balance by 72 months to set your payment. If line 9 is over $50,000, you must attach Form 433-F, a list of your income, bills and assets.
| Line | What it means |
|---|---|
| 1a, 1b | Your name, Social Security number and address. Tick 1b if you moved since your last return. |
| 2 | Only for a business that has closed. |
| 5 | The total you owe, from your return or IRS letter. It can cover more than one year. |
| 6 | Any other balance not on line 5. |
| 7 | Line 5 plus line 6. |
| 8 | What you pay now, with the form. |
| 9 | Line 7 minus line 8. This is what the plan covers. |
| 11a | What you can pay each month. |
| 12 | The day of the month to pay, the 1st to the 28th. |
| 13a, 13b | Bank routing and account numbers, for automatic withdrawals. |
| 14 | Tick for payroll deduction, and attach Form 2159. |
Do you need automatic withdrawal on Form 9465?
Lines 13a and 13b set up automatic withdrawals from your checking account. The IRS won't approve them unless you sign the form, and your spouse too on a joint return.
If you owe between $25,000 and $50,000 and apply by mail, you need automatic withdrawals or payroll deduction. Without one of them, you must attach Form 433-F. A tax pro picks the right option on the call and makes sure every signature is in place.
Where do you mail Form 9465?
If you are filing a return now, attach Form 9465 to its front and mail both together. If you already filed, mail it alone to the address for your state in the table below.
Pay any line 8 amount by check or money order. Make it payable to the United States Treasury. If you file Schedule C, E or F, your address comes from a separate table on the IRS where to file page.
| If you live in | Mail to |
|---|---|
| Alabama, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Texas, Virginia | Department of the Treasury, Internal Revenue Service, P.O. Box 47421 Stop 74, Doraville, GA 30362 |
| Arkansas, California, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, New York, Ohio, Oklahoma, Pennsylvania, West Virginia | Department of the Treasury, Internal Revenue Service, Stop P-4 5000, Kansas City, MO 64999-0250 |
| Alaska, Arizona, Colorado, Connecticut, Delaware, DC, Hawaii, Idaho, Illinois, Maine, Maryland, Massachusetts, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Washington, Wisconsin, Wyoming | Department of the Treasury, Internal Revenue Service, 310 Lowell St. Stop 830, Andover, MA 01810 |
| Outside the 50 states, or an APO/FPO address | Department of the Treasury, Internal Revenue Service, 3651 South I-H 35, 5501AUSC, Austin, TX 78741 |
Frequently asked questions
What is the IRS form 9465 used for?
It is the IRS payment plan form you mail to ask for monthly payments. You list what you owe, what you can pay each month and your payment day. The IRS writes back with a yes or no.
How much is the fee for form 9465?
Applying by mail costs $107 with automatic withdrawal, or $178 if you send each payment yourself. Online the same plans cost $29 or $69. Low-income filers pay less or nothing.
How long does it take IRS to process form 9465?
Usually about 30 days. If the tax is from a return filed after March 31, it can take longer.
How do I submit form 9465 to the IRS?
If you are filing a return, attach it to the front of the return. If you already filed, mail it alone to the address for your state in the table above.
Can IRS form 9465 be filed electronically?
Tax filing software can send it with your return. On its own, the online payment plan tool takes its place if you owe $50,000 or less. Our guide on how to set up an IRS payment plan shows both routes.
What to do now: get your lines checked today
A missing line can cost you weeks, and the IRS takes about 30 days to answer a mailed form. Returns filed after March 31 can take longer. Call now and a licensed tax pro goes over every line with you today.