State Tax Payment Plan: Your State's Rules
An unpaid state tax bill keeps growing, and a licensed tax pro can set up a plan you can afford today.
Call a tax pro now(866) 627-6913
We answer now, review your state and IRS balances free, and start your plan today.
Your state's rule
Pick your state to see its plan rule and agency. The ten largest states are in the table below.
Owe the IRS too? A licensed tax pro plans both payments on one call today.
How do state plans differ from each other?
Some states will not start a plan until you have a bill. New York and North Carolina both work this way.
Length caps differ a lot. North Carolina allows up to 18 monthly payments, and Pennsylvania's standard plan runs under 12 months.
Fees differ too. California charges $34 to set up a plan, and Georgia charges $50 for auto-draft plans. Florida adds a 10% collection fee once a bill is 90 days old.
| State | Agency | The rule |
|---|---|---|
| California | Franchise Tax Board (FTB) | Up to $25,000, paid within 60 months, with the last 5 years filed. $34 setup fee, added to the balance. Processing can take up to 90 days. |
| Texas | Comptroller of Public Accounts | State taxes are filed and paid through the Comptroller. A licensed tax pro sets up your payment terms on the call. |
| Florida | Department of Revenue | Unpaid bills get a 10% collection fee after 90 days, and may go to a private collection agency. |
| New York | Department of Taxation and Finance | You need a bill first. Online up to $20,000 and 36 monthly payments. |
| Pennsylvania | Department of Revenue | Standard plan: under 12 months and under $50,000. Longer or larger plans need a separate request a tax pro prepares for you. |
| Illinois | Department of Revenue (IDOR) | Pre-approved plans through MyTax Illinois. Over $15,000, a financial statement is also needed. |
| Ohio | Attorney General, Collections Enforcement | Unpaid state debts go to the Attorney General for collection. Card payments carry a 3.40% fee. |
| Georgia | Department of Revenue | Up to 60 months, at least $25.00 a month, last five years filed. $50 fee for auto-draft plans. |
| North Carolina | Department of Revenue (NCDOR) | Only after a Notice of Collection. Up to 18 monthly installments, drafted from your bank. |
| Michigan | Department of Treasury | Monthly installment agreements. Penalties and interest continue, and a lien may be placed. |
How does a California FTB payment plan work?
The FTB payment plan covers personal balances up to $25,000 paid within 60 months. You must have five years of returns filed.
You cannot apply online if you already have a plan, a wage garnishment or a bank levy. Processing can take up to 90 days, so a tax pro starts your request the day you call.
How do you get a New York payment plan?
Your Online Services account handles plans up to $20,000 with no more than 36 monthly payments. Larger plans are set up by phone.
New York needs a bill before any plan. A tax pro checks your bill and builds the request with you.
How do you set up a Georgia payment plan?
Requests go through the Georgia Tax Center or by mail with Form GA-9465. Georgia plans run up to 60 months at $25.00 or more a month.
You must have the last five years of state returns filed. A tax pro confirms your filings and files the request for you.
How does an Illinois payment plan work?
MyTax Illinois offers a pre-approved plan you can accept online. If you owe over $15,000, you must also complete a financial statement.
A tax pro fills out that statement with you so your numbers hold up.
Can you have a state plan and an IRS plan at once?
Yes, you can carry both plans at the same time. Neither agency counts the other's plan, so your budget has to cover two payments.
Pick payment days a week apart so one draft never lands on top of the other. See how to set up your IRS plan and run the federal cost in the payment plan calculator.
A licensed tax pro plans both payments on one call, so neither plan fails for lack of cash.
What to do now: get both plans set
IRS interest runs at 7% per year, compounded daily, while your state bill adds its own costs. Call now and a licensed tax pro reviews your state and IRS balances free and starts both plans today.